NPS

Secure Your Retirement with Smart Planning

The National Pension System (NPS) is a government-sponsored retirement savings scheme designed to help individuals build a secure future. It offers an attractive long-term saving avenue with tax benefits and market-linked returns, making it an essential component of any retirement plan.

Key Features of NPS:

  • Voluntary Investment: Open to all Indian citizens aged 18–70 years. You can invest regularly as per your financial goals.
  • Market-Linked Returns: Your contributions are invested in equity, corporate bonds, and government securities, offering growth potential over the long term.
  • Regulated by PFRDA: Managed by professional fund managers under the oversight of the Pension Fund Regulatory and Development Authority (PFRDA).
  • Portability: NPS account is fully portable across jobs and locations in India.
  • Low Cost: NPS is one of the lowest-cost investment products available today.

    • Tax Benefits:

  • Deduction up to ₹1.5 lakh under Section 80C
  • Additional deduction of ₹50,000 under Section 80CCD(1B) – over and above 80C
  • Employer contribution (up to 10% of basic + DA) is tax-deductible under Section 80CCD(2) (for salaried individuals)

    • We are a AMFI ( Association of Mutual Fund in India) registered MF Distributor vide ARN : 9834. We provide investment services to our clients, incidental to our primary activity. You can check the list of all mutual funds where we are acting as a distributor – fundlist.

    We do not charge any advisory fees or transaction fees – directly or indirectly, because we earn commission from the funds which we distribute. You can check the commission disclosure sheet here at Commission Disclosure Although we take our best attempt to ensure the suitability of the product being sold to you, but the same may not always be in the best of your interest.